Kentucky First Federal Bancorp (NASDAQ:KFFB – Get Rating) and TC Bancshares (NASDAQ:TCBC – Get Rating) are both small cap finance companies, but which is the better company? We’ll compare the two companies based on earnings strength, institutional ownership, dividends, profitability, analyst recommendations, risk and valuation.
Insider and Institutional Ownership
3.9% of the shares of Kentucky First Federal Bancorp are held by institutional investors. By comparison, 14.4% of TC Bancshares shares are held by institutional investors. 4.7% of Kentucky First Federal Bancorp’s stock is held by insiders of the company. By comparison, 2.3% of TC Bancshares shares are held by insiders of the company. Strong institutional ownership indicates that large money managers, endowments, and hedge funds believe a company will outperform the market over the long term.
Analyst Recommendations
This is a breakdown of current recommendations and price targets for Kentucky First Federal Bancorp and TC Bancshares, as reported by MarketBeat.
| Sales Ratings | Hold odds | Buy reviews | Strong buy odds | Rating | |
| First Federal Bank of Kentucky | 0 | 0 | 0 | 0 | N / A |
| TC Bench Stocks | 0 | 0 | 0 | 0 | N / A |
Benefits and evaluation
This table compares the revenue, earnings per share and valuation of Kentucky First Federal Bancorp and TC Bancshares.
| Gross revenue | Price/sales ratio | Net revenue | Earnings per share | Price/earnings ratio | |
| First Federal Bank of Kentucky | $12.75 million | 4.58 | $1.82 million | $0.25 | 28:40 |
| TC Bench Stocks | $16.42 million | 3.16 | $2.64 million | N / A | N / A |
TC Bancshares has higher revenue and profit than Kentucky First Federal Bancorp.
Profitability
This table compares the net margins, return on equity, and return on assets of Kentucky First Federal Bancorp and TC Bancshares.
| Net margins | Return on equity | return on assets | |
| First Federal Bank of Kentucky | 17.18% | 3.95% | 0.61% |
| TC Bench Stocks | 16.08% | 4.16% | 0.69% |
Summary
TC Bancshares beats Kentucky First Federal Bancorp on 5 out of 8 factors compared between the two stocks.
About Kentucky First Federal Bancorp (Get a rating)
Kentucky First Federal Bancorp operates as a holding company for the First Federal Savings and Loan Association of Hazard and Frankfort First Bancorp, Inc. which provide various banking products and services in Kentucky. The Company accepts deposit products including passbook savings and certificate accounts, checking accounts and individual retirement accounts. Its loan portfolio includes one to four family residential mortgages; building loans; mortgage loans secured by multifamily property; non-residential loans secured by commercial office buildings, churches and properties used for other purposes; non-mortgage commercial loans; and consumer loans, such as home equity lines of credit, loans secured by savings deposits, auto loans, and unsecured or personal loans. The company also invests in mortgage-backed securities. It operates through seven banking offices. The company was incorporated in 2005 and is based in Hazard, Kentucky. Kentucky First Federal Bancorp is a subsidiary of First Federal MHC.
About TC Bancshares (Get a rating)
TC Bancshares, Inc. operates as a holding company of TC Federal Bank which provides various retail and corporate banking services in the United States. It accepts various deposit products, including personal checking accounts, business checking accounts, savings accounts, money market accounts, and certificates of deposit. The Company also offers lending products including single-family residential loans, home equity lines of credit, closed-end home equity loans, consumer loans, commercial and multi-family residential real estate loans, commercial and industrial loans. , construction loans, land development loans. and SBA/USDA guaranteed loans. It operates a branch in Thomasville, Georgia, and one in Tallahassee, Florida, as well as loan origination offices in Tallahassee, Florida and Savannah, Georgia. The company was founded in 1934 and is based in Thomasville, Georgia.
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